The past two years have seen an unprecedented amount of change affecting the tax and regulatory environment of the rental sector. Last year the government undertook a consultation looking […]
How to be in your new home for Christmas
How to be in your new home for Christmas If you’re planning to move house before Christmas then you better move fast as the clock is ticking… Forget making a […]
Moving house for School Catchment areas
Moving home for school catchment areas Up to a quarter of home movers move home specifically to make sure their children are in with the best chance of securing a […]
First Time Buyers – are you ready??!!!
First time buyers – Are you mortgage ready?
Starting Out – Your First Mortgage
Many first time buyers despair of getting a mortgage. Although lenders are bound by the same general principles, there are variations in the way they apply them. It really pays to […]
Is your Critical Illness policy really worth the money?
In short, yes – it is. Some cover is better than none, but of course some policies are better than others. There is no “one size fits all” when it […]
Return of “Sub Prime” lending?
Many people are aware that one of the effects of the banking crisis a few years ago was the demise of “Sub Prime” lending. In short, this was a specialist […]
7 Families
Many people won’t be familiar with the 7 Families campaign. In summary, several insurance companies contributed to a pot of money which is being used to help 7 families who’ve […]
Insurance – the Marmite of Financial Services? Part 1
In my many years of advising, the one thing that stands out is the opinion people have of insurance. Life, Critical Illness, Income Protection, Unemployment cover, Buildings & Contents – […]
A little more about Stephen…
I thought it may help potential new clients if they knew a bit more about the person behind the name. I’ve worked in the financial services industry since 1986 – […]