First time buyers – Are you mortgage ready?
Starting Out – Your First Mortgage
Many first time buyers despair of getting a mortgage. Although lenders are bound by the same general principles, there are variations in the way they apply them. It really pays to […]
Is your Critical Illness policy really worth the money?
In short, yes – it is. Some cover is better than none, but of course some policies are better than others. There is no “one size fits all” when it […]
Return of “Sub Prime” lending?
Many people are aware that one of the effects of the banking crisis a few years ago was the demise of “Sub Prime” lending. In short, this was a specialist […]
7 Families
Many people won’t be familiar with the 7 Families campaign. In summary, several insurance companies contributed to a pot of money which is being used to help 7 families who’ve […]
Insurance – the Marmite of Financial Services? Part 1
In my many years of advising, the one thing that stands out is the opinion people have of insurance. Life, Critical Illness, Income Protection, Unemployment cover, Buildings & Contents – […]
A little more about Stephen…
I thought it may help potential new clients if they knew a bit more about the person behind the name. I’ve worked in the financial services industry since 1986 – […]
1st Blog post
This is where we’ll post random thoughts about the mortgage industry, and life in general.