Mortgage FAQ's
Mortgage FAQ's
We're often asked the same questions, which made us realise that if one person is looking for the answer, others probably are too!
We've listed a few, but if your question isn't there, please visit the CONTACT page and we'll get back to you asap.
We search the whole market to find the right deal for you — saving you time, money, and stress.
We match you with the right lender, handle all the paperwork, and guide you every step of the way.
Yes — we work with specialist lenders who consider applicants with poor credit history.
Yes — there are low-deposit options available. Let’s see what you qualify for.
Absolutely — we help many non-UK nationals secure mortgages. It depends on your status, but we can guide you.
Typically 8–12 weeks, but we’ll help you move things along as quickly and smoothly as possible.
You can check your report at checkmyfile.com.
Usually ID, proof of income, bank statements, and proof of deposit — we’ll give you a tailored checklist.
Yes — the exact fee depends on the complexity of your case. We’ll always be upfront and clear before you commit.
Yes — we specialise in helping self-employed and contractors get the mortgage they deserve.
Equity release lets homeowners aged 55+ unlock cash from their home without selling, or can be used to buy a new property if you’re looking to move. It’s different as repayments aren’t usually required monthly.
Can you help me acquire a mortgage to purchase my Right to Buy council property?
Definitely — we’ve helped many clients buy their council homes using the Right to Buy scheme.
Can you help me acquire a self-build mortgage?
Yes — we work with lenders who support self-build projects, with staged release of funds.
It’s the percentage of your property’s value you borrow. A 90% LTV means you’re putting in a 10% deposit.
Yes — we can access lenders who consider rural properties, smallholdings with land up to 100 acres, and land purchases.