Mortgages

Buying a home can be a daunting experience, whether you're buying your first home, you're moving to a larger property with a growing family or downsizing as the family have now moved out, it is important to find the right mortgage for your circumstances. 

We will compare the very best (and many exclusive, not available on the High Street deals!) from the whole market to  ensure that you're getting the best mortgage to suit your current situation. 

We do not advise on 'direct to the public' deals. 

Switching your mortgage to a different lender may be the best way to reduce your monthly repayments.

You may also need to raise additional capital to improve your home, consolidate debts or to help with other major events such as purchase of a holiday home or pay for a wedding. We can advise you of the most cost effective options available and will always look for the best remortgage deals for you.​

You may have to pay an early repayment charge to your existing lender if you remortgage.

Lifetime mortgages allow you to release cash from your property without the need to move home. To be eligible for one of these plans, you need to be a UK homeowner aged 55-95. The money you release can be spent in any way you like and, what’s more, there are typically no monthly repayments to make (although this is an option if you wish).

You may stay in your home for life, or until you decide you want (or need) to move. 

Alexander Financial Solutions have access to mortgages from the Whole of Market and pride ourselves in sourcing the most appropriate mortgage for your individual needs. We offer independent advice for lifetime mortgages.

We only work with lenders that offer a guarantee that the loan will never be more than the value of your home.

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Whether you are tentatively considering purchasing your first Buy to Let property or are an experienced portfolio landlord, you will almost certainly require a mortgage to realise your goal.

​With over 20 years of advising on Buy to Let mortgages to individual landlords, portfolio landlords and Limited Companies, you can be certain that if a deal exists, we WILL find it!

Although commonly known as "bad credit" mortgages, we think that is not exactly fair. 

Yes your credit history may be a bit "chequered", but most of the time that is not out of choice.  Life throws things at us which we can't always deal with, and the consequences can be far reaching. 

If you have been the victim of "life events", don't automatically assume you won't be able to get a mortgage.   There are several specialist lenders who don't rely on "computer says no", and we know who they are! 

Get in touch to find out if YOU could qualify for a mortgage after all...